Apply For A Loan

Applying is easy. Approvals are fast2. Same day funding available5.

1 Your Information
2 Your Income and Loan Amount
  • Personal Information

     
     
     
     
    WHY DO WE NEED THIS?

    We require this information just as any financial institution would, to evaluate your creditworthiness. Applying for credit with American Web Loan will not affect your credit score. We promise never to sell your information to marketing companies. If you'd like to know more about how we collect and use your data, please read our Privacy Policy.

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  • Income Information

    Important

    We ask you to provide all fields just as any financial institution would to evaluate your credit worthiness.

    Banking Information

    How to Find This

    You can find your routing and your account number from your bank check, usually located at the bottom.

    AWL License

    Select Loan Amount

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There was an error submitting the application. Please contact customer service at 877-860-7171
NOTICES AND DISCLOSURES

NOTICE: AWL, Inc., d/b/a American Web Loan (“Lender,” “we,” or “us”) adheres to the USA PATRIOT Act. We have adopted procedures verify your identity, including your digital identity. When you apply for credit, we will use these procedures to reasonably verify your identity and will store information obtained pursuant to such procedures in accordance with our record retention policy and as required by applicable law.

NOTICE: LENDER IS AN ARM OF THE OTOE-MISSOURIA TRIBE OF INDIANS (“TRIBE”), IT IS A COMMERCIAL ENTITY FORMED PURSUANT TO TRIBAL LAW, IT IS OWNED AND OPERATED BY THE TRIBE AND IT FUNCTIONS AS A NON-PROFIT COMMERCIAL ENTITY OF THE TRIBE, FORMED FOR THE EXPRESS PURPOSE OF ECONOMIC DEVELOPMENT. BOTH THE LENDER AND THE TRIBE ARE IMMUNE FROM SUIT IN ANY COURT UNLESS THE TRIBE, THROUGH ITS TRIBAL COUNCIL, EXPRESSLY WAIVES THAT IMMUNITY THROUGH A FORMAL, WRITTEN RESOLUTION OF THE TRIBE’S TRIBAL COUNCIL. THE LENDER IS REGULATED BY THE TRIBE’S CONSUMER FINANCE SERVICES REGULATORY COMMISSION (THE “COMMISSION”). YOUR RIGHT TO SUBMIT COMPLAINTS IS LIMITED TO THE DISPUTE RESOLUTION PROCESS SET FORTH YOUR SIGNED LOAN AGREEMENT AND TO THE COMMISSION IN ACCORDANCE WITH THE TRIBE’S CONSUMER LENDING CODE AND ACCOMPANYING REGULATIONS, IF ANY.

NOTICE: YOU AGREE THAT IF YOUR APPLICATION IS APPROVED AND LENDER FUNDS YOUR LOAN, YOUR LOAN IS MADE WITHIN THE TRIBE’S JURISDICTION AND IS SUBJECT TO AND GOVERNED BY TRIBAL LAW AND NOT THE LAW OF YOUR RESIDENT STATE. IN MAKING A LOAN TO YOU, YOU CONSENT TO TRIBAL JURISDICTION FOR THIS LOAN. YOUR RESIDENT STATE LAW MAY HAVE INTEREST RATE LIMITS AND OTHER CONSUMER PROTECTION PROVISIONS THAT ARE MORE FAVORABLE. IF YOU WISH TO HAVE YOUR RESIDENT STATE LAW APPLY TO ANY LOAN THAT YOU TAKE OUT, YOU SHOULD CONSIDER TAKING A LOAN FROM A LICENSED LENDER IN YOUR STATE. IN ANY EVENT, YOU SHOULD CAREFULLY EVALUATE YOUR FINANCIAL OPTIONS BEFORE TAKING OUT A LOAN. LOANS PROVIDED BY LENDER HAVE A HIGH INTEREST RATE AND ARE NOT INTENDED TO PROVIDE A SOLUTION FOR LONGER TERM CREDIT OR OTHER FINANCIAL NEEDS. ALTERNATIVE FORMS OF CREDIT MAY BE LESS EXPENSIVE AND MORE SUITABLE FOR YOUR FINANCIAL NEEDS. PLEASE CONSIDER YOUR ABILITY TO REPAY THE LOAN. IF YOU ARE HAVING FINANCIAL DIFFICULTIES, YOU SHOULD SEEK THE ASSISTANCE OF FINANCIAL COUNSELORS. BEFORE OBTAINING A LOAN FROM LENDER, PLEASE CAREFULLY READ ITS TERMS. YOUR SUBMISSION OF THIS APPLICATION WILL BE DEEMED AS PROOF THAT YOU HAVE READ AND APPROVE OF THESE TERMS, INCLUDING CONSENTING TO TRIBAL JURISDICTION, YOU HAVE PROVIDED THE LENDER WITH THE MOST CURRENT AND ACCURATE EMPLOYMENT, CREDIT, INCOME, AND ASSET HISTORY REQUIRED FOR LENDER TO ASSESS YOUR ELIGIBILITY AND CREDITWORTHINESS, AND AFFIRMATIVELY ACKNOWLEDGE THAT YOU ARE ABLE TO REPAY THE LOAN ACCORDING TO THE TERMS OF YOUR LOAN AGREEMENT.

DOCUMENTATION AND ELECTRONIC SIGNATURES

You and Lender intend that the federal Electronic Signatures in Global and National Commerce Act (“ESIGN”) will apply to (i) your consent to receive documents in electronic form, (ii) any agreements between you and us, and (iii) our ability to conduct business with you by electronic means. Therefore, you must consent to receive and sign documents electronically. If your loan application is approved, the loan terms will be presented to you in your loan agreement and you will be required to accept the loan terms before the loan proceeds will be distributed to you When you accept the loan terms outlined in your loan agreement , you again will be certifying that you agree to receive disclosures electronically, and you must also agree that any documents you receive from us, including an applicable loan agreement are electronic records, which may be transferred, authenticated, stored, and transmitted by electronic means.

CONSENT TO ELECTRONIC DELIVERY OF DISCLOSURES

By agreeing to these Notices and Disclosures you are consenting to the electronic delivery of disclosures, you agree that we may provide electronically any and all communications regarding your loan application and an applicable loan agreement should you be approved for and agree to accept the terms contained in the loan agreement. This consent does not apply to any future loans that may occur between us.

PAPER COPIES OF DISCLOSURES

To obtain a loan from us, you must agree to receive all information and disclosures regarding your loan electronically. You agree to print out, download or otherwise store the Disclosures and other communications to keep for your records. If you consent to the electronic delivery of Disclosures, you may also receive a paper copy of any Disclosure provided to you electronically by writing us at 2128 N. 14th St. Suite 1 #130, Ponca City, Oklahoma 74601. There is no fee for the paper copy.

WITHDRAWING CONSENT TO ELECTRONIC DELIVERY

You may withdraw your consent to receive disclosures electronically by sending us your request in writing to: customercare@americanwebloan.com. If you decide to withdraw your Consent, the legal effectiveness, validity and/or enforceability of prior electronic Disclosures will not be affected.

HARDWARE AND SOFTWARE REQUIREMENTS

You must use a computer processor (CPU), monitor, and modem with ISP access to the internet or direct-dial up accessibility and a printer capable of printing text screens or hard drive capable of storing data. In addition, you must use an Internet browser software that supports 256-bit encryption.

If you want to review additional information on the requirements for using this software and associated hardware requirements, go to www.microsoft.com.

Because we may deliver Disclosures to you or otherwise communicate with you using e-mail, you must be able to send e-mail and receive e-mail that contains hyperlinks to websites.

PROCEDURES TO UPDATE EMAIL ADDRESS

If you provide us with an email address, you may notify us of changes in such address by contacting Customer Service at customercare@americanwebloan.com.

VERIFICATION

You authorize us to verify the information you provided to us in connection with your loan application. You give us consent to obtain information about you from a consumer reporting agency or other sources at any time you have repayment obligations to us. Should your loan application be approved, we reserve the right to withhold funding of the loan, at any time prior to disbursement, to allow us to verify the information you have provided to us in your loan application.

CREDIT REPORTING

We may obtain a consumer credit report from one or more consumer credit reporting agencies (credit bureaus) in connection with your loan application and as otherwise allowed by applicable law. You agree that we may also verify your identity (including digital identity), employment, income, assets and debts and you authorize us to obtain additional credit reports and other information about you in connection with updates, regular payments, account review, collections activity or for any other legitimate purpose.

YOUR ELECTRONIC SIGNATURE

You acknowledge and agree that when you click the submission button, you are providing your electronic signature on this document. You agree that your electronic signature shall have the same force and effect and to the same extent as a physical signature would do, in accordance with ESIGN to the extent applicable.

ACKNOWLEDGMENT AND CERTIFICATION

By electronically signing and submitting your loan application, you understand and agree that you are providing your electronic signature to the loan application, and that you agree to all terms and conditions listed in the Notices and Disclosures. You understand and certify that all information you have provided in connection with your loan application is complete and accurate to the best of your knowledge. You further understand that we reserve the right to decline an applicant at any time, with cause determined by judgment of risk, upon completion of a review and verification of the information submitted by you and your creditworthiness. If you do not understand the Notices and Disclosures for any reason you may contact us at (877) 860-7171 or customercare@americanwebloan.com.