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What Sets AWL Apart

  • Make payments on your own terms

    AWL loans are managed online. You can access your account and make payments when it's convenient for you. Plus, we never penalize for early payments.

  • Your security – our priority

    Have confidence that your information is safe. Learn how we protect your privacy.

  • Be Rewarded

    For a limited time, once you pay off your first loan, you may qualify for our Customer Loyalty Program. To qualify, schedule to pay off your existing loan OR be holding no current loan balance.

  • We're a safety net

    AWL wants to be your safety net for financial emergencies. We share tools to help you manage your money and build a financial back-up plan.

  • The AWL Pledge

    The AWL team is guided by three principles: respect, trust and transparency. Click to learn more about AWL and our promise to you.

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Our Customers' Stories

Sandra and her car emergency

Sandra needed a car to keep up with her kids and her life.

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Mary and her medical bills

Mary was hit with unexpected medical bills and she couldn't afford them on her own.

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Scott and his car emergency

Scott's car broke down and he turned to AWL to get it running in no time.

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Yolanda and her emergency

Every time Yolanda had an emergency, American Web Loan was there.

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Christina and her bills

Christina was getting her paycheck on Thursday, but had some urgent bills due before payday.

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Kendrick and his home emergency

Kendrick was behind on his bills a couple of months and he didn't want to sell his valuables.

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Our Featured Posts

Lost Your Job? What to Do Right Now

Lost Your Job? What to Do Right Now

Being terminated regardless of the reason is without question one of the most stressful things you can experience. The level of emotional strain is right up there with a divorce, a separation or an injury. In fact, according to the…

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What is a Credit Score and What You Need to Know

What is a Credit Score and What You Need to Know

Credit is a necessity in our society. Whether you’re trying to get a mortgage for a home, a credit card, or a loan to open your own business, you’re going to need credit. How easily you get it and at…

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How to Save for Your Kid’s College Education

How to Save for Your Kid’s College Education

How do you save for college? Where do you start? According to the College Board, a nonprofit focused on expanding access to higher education, the average cost of a year of college at a state school was approximately $9,000 in…

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9 Ways to Lower Your Utility Bills Starting Today

9 Ways to Lower Your Utility Bills Starting Today

Utilities are, of course, necessary. You can’t live without heat, hot water, and electricity—at least not comfortably. But, you can live without high utility bills. There are simple ways to lower your utility bills that you can start doing right…

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AMERICAN WEB LOAN HISTORY

American Web Loan is an internet lending solutions company owned and operated by the Otoe-Missouria Tribe of Indians ("Tribe"). The Tribe has lived in the Missouri River Valley since the 1600's and was the first tribe to meet with Lewis and Clark in 1804.

American Web Loan was conceived as part of the Tribe's economic development program. Revenue from American Web Loan goes to fund tribal community programs including elder service, education, after school programs, improved housing and infrastructure, and public safety.

A true American company, American Web Loan boasts both native English speaking and fluent Spanish speaking agents to help you get through whatever unexpected expense has popped up in your life.

Direct from Us to You

When you take out a loan with American Web Loan, you're borrowing from us. You're applying with us, you're getting whatever customer service you may need from us. That same kind of simplicity is evident in the kinds of financial solutions we offer: fast, convenient, confidential and secure.

And because we value our customers, you'll receive decreases in your loan fees as you payoff your loans.. We want you to use our products responsibly, so we're active members of groups that teach consumers about responsible online lending as well as access to credit and financial literacy.

Consumer Finance Regulation Commission logo Native American Financial Services Association logo

The Otoe-Missouria Consumer Finance Services Regulatory Commission is the administrative agency solely responsible for regulation of American Web Loan. American Web Loan is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America, and is operating within the boundaries of the Otoe-Missouria Reservation.